HNB Injury Blog

What Is Substantial Aggravation of a Pre-Existing Condition in Ohio?

When a Work Injury Makes an Old Problem Much Worse Key Takeaways: In Ohio, a substantial aggravation of a pre-existing condition occurs when a work injury meaningfully worsens an existing health problem, compensable under R.C. § 4123.01(C)(4) only when documented by objective diagnostic findings, objective clinical findings, or objective test results, not subjective pain complaints alone. Ohio’s no-fault system means having a bad back, arthritic joints,…

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What Is an MCS-90 Endorsement in a Dayton Truck Accident Claim?

How the MCS-90 Endorsement Truck Accident Protection Actually Works The endorsement is a promise made to the public, not just to the insured carrier. Under 49 CFR 387.15, the insurer agrees to pay any final judgment recovered against the insured for public liability arising from negligent operation of motor vehicles, up to the applicable minimum limit. Because the obligation runs to the public, courts have held…

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How to File a VSSR Application Within One Year of a Dayton Work Injury

Why Ohio’s Safety Violation Deadline Moves Faster Than Most Injured Workers Expect Key Takeaways: A VSSR (Violation of a Specific Safety Requirement) award is an additional payment of 15 to 50 percent of maximum weekly compensation, paid by the employer on top of regular Ohio workers’ compensation benefits. For injuries on or after September 15, 2020, H.B. 81 shortened the filing window to one year from…

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