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Dayton Disability Attorney

Helping Me, That's HNB

When Health Problems Strike, Social Security Disability Offers Relief

Dayton, Ohio, can be a great place to live, work and raise a family. But that fulfilling life seems out of reach if you’re suffering from health problems, and you can no longer work and earn a living.

Just like the rest of the U.S., Dayton residents can turn to Social Security Disability benefits when a catastrophic illness upends your life, or an impairment has keeps you out of the workforce for a long time.

The benefits come in the form of monthly checks that help with basic living expenses and access to Medicare or Medicaid, depending on your situation.

  • On average across the country, Social Security Disability Insurance (SSDI) pays about $1,580 a month (as of 2025) for people with qualifying work records.

 

  • If you have limited work background and financial resources, Supplemental Security Income (SSI) can provide up to $967 a month for an individual and $1,450 for a married couple (2025 numbers).

Getting these benefits in Dayton, however, is no sure thing. Social Security has a tough application process and most claims are denied.

You might want to talk to a Social Security Disability lawyer who can help you handle this and only get a fee if you win benefits first.

The Dayton disability lawyers at Horenstein, Nicholson & Blumenthal (HNB) are here to help.

Since 1973, we’ve helped thousands in Dayton and across Ohio get through the bureaucracy and get the benefits they deserve to live healthier, more stable lives.

That’s why they say, “Helping Me, that HNB.”

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    Tips from Dayton Disability Lawyers on How to Qualify for SSDI Benefits

    Winning benefits through Social Security Disability takes more than just filling out forms.

    You have a story to tell, and it must convince the claims administrators and disability judges at Social Security who review your case.

    A little advice as you start: Be honest and don’t sell yourself short.

    Folks in Dayton are proud and hardworking, and so it can be tough to ask for help. But when your health takes a bad turn or has always put steady work out of reach, Social Security Disability benefits are there just for those reasons.

    These are benefits you earn by working and paying taxes. It’s insurance coverage for medical job disruptions. Don’t let anybody make you feel bad about claiming what you’re rightfully entitled to receive.

    To qualify for SSDI in Dayton, Ohio, or anywhere, some basic facts must be true:

    • You paid into Social Security. Your eligibility and how much you can receive each month depend on the work credits you’ve earned over your lifetime of working. Social Security Disability requires you to have at least 40 credits—you can earn 4 every year you worked—and 20 of those must be from the last 10 years.
    • Your health must prevent you from working for at least a year. This doesn’t mean you should wait a year to apply for benefits. It only means that your medical evidence shows it will be at least a year before you can go back to work. You should apply as soon as you realize you can’t work. It could even take that year to get through the whole process.

    Social Security has a “Blue Book” of listed impairments that qualify for benefits. If your condition is on that list, great. If it’s not, your symptoms alone can be enough to prove you can’t work.

    Proving your case requires a lot of paperwork and gathering documents to back up your story. A skilled disability lawyer in Dayton, Ohio, can guide you through the process.

    The HNB disability attorneys in Dayton have ranked top among Ohio-based disability law firms for winning the most benefits for our clients.

    We treat your case with compassion. You’re more than just a number when you bring us on to help.

    We will give your case an initial review for free. In fact, because you don’t pay anything until we win your case, you can’t lose when you give us a call.

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    Disability Lawyers in Dayton, Ohio, on Winning SSI Benefits

    If steady work has often been out of reach because of your health, and you haven’t paid enough into Social Security to qualify for SSDI, don’t lose hope.

    Social Security recognizes this problem, and it has Supplemental Security Income to help solve it.

    SSI is there for folks in Dayton who:

    • Have chronic conditions that began when they were young or have not worked much for a long time.
    • Have limited income and resources available to them.

    “Limited income” is money you receive from work or other benefit programs, or free food and shelter.

    “Limited resources” are your other assets that can be worth something, such as your car, property, savings or life insurance (but you don’t have to count one car or your primary home).

    When you qualify as having a disability and can’t work, Social Security takes into account your financial situation when deciding how much to pay you each month.

    Living with health struggles, every little bit helps. SSI can be a merciful relief to get you through hard times.

    Whether it’s SSI or SSDI, our disability attorneys in Dayton, Ohio, have the experience and the know-how to see your case through. We can help you apply, appeal, and help you prepare for every step.

    Give us a call today and let HNB help you toward a better life.

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