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Faulty Plumbing Repair Lawyer in Ohio

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How to Get Compensation for Defective Plumbing Work at Your House

Your toilet has been running for days. You call a plumber, who gets to work and charges you a hefty sum. Days after the repair is done, your whole bathroom suddenly becomes a wading pool.

It’s frustrating and angering. It could even be hazardous. And it’s going to be painfully expensive to fix a problem you didn’t have before the plumber showed up.

Mistakes from inexperience or negligence are a risk when you hire a contractor to make home plumbing repairs.

So, when you’re dealing with a faulty plumbing repair, who’s responsible? Most importantly, who pays?

If a plumber is insured, his or her company’s liability insurance might cover it.

If the plumber doesn’t have insurance, you can see if the damage fits a clause in your homeowner’s insurance.

If the plumber has no insurance, and your homeowner’s policy won’t cover it, your choices are to pay for it yourself or sue your plumber for reimbursement.

Sorting through this mess, fighting a plumber who may have stopped taking your calls, is not what you signed up for. You just want your leak fixed.

We get it.

You don’t have to take this on alone. At Horenstein, Nicholson & Blumenthal (HNB), our homeowner’s insurance claim lawyers have been fighting for Ohio homeowners for more than 40 years.

We’ve won cases against insurance companies and unscrupulous plumbers. We know how to settle a dispute with your contractor. In fact, we’ve secured millions in awards and settlements for our clients.

Give us a call to pursue the payment you need to fix your house and put this ordeal behind you.

We want to hear you say, “Helping me, that’s HNB.”

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    What Insurance Should Plumbers Have? When Do I Need a Plumbing Leak Lawyer?

    Ohio has laws for licensing, permitting and inspecting repairs to plumbing systems, although the laws vary depending on the complexity of the work. Laws also differ in different counties, towns and cities.

    For minor repairs such as fixing leaks and unclogging drains, state law generally doesn’t require a plumber to be licensed or secure a permit to do the work.

    For major jobs such as new construction, renovations, or replacing water and sewer lines—jobs big enough to require a permit—you must hire a plumbing contractor, an occupation that requires a professional contracting license.

    Regardless of the scope of repair, the plumber or plumbing company is running a business, and having insurance is part of that.

    At minimum, a plumber should carry general liability insurance should things go wrong. A licensed plumbing contractor is required by law to carry at least $500,000 in liability insurance.

    When a plumber makes a mistake, their insurance should cover the damage. But the plumber and their insurance don’t always step up.

    You may think your homeowner’s insurance covers faulty plumbing work, but you have to be careful. Many policies will only cover damage that is sudden and unexpected, such as a burst pipe.

    If it can be shown that a plumber caused the problem, you may be able to pursue a plumber negligence lawsuit to be compensated for the damage.

    You’ll want to work with a plumbing leak lawyer who has seen this happen many times and knows what to do. The laws and regulations around plumbing are complex, and what may apply in one case may not in another.

    If you’re struggling to pay for a problem caused by a plumber, HNB Law can help. We’ll take a look at your case free of charge.

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    Who Pays? Does Homeowner’s Insurance Handle Faulty Plumbing?

    Most homeowner’s insurance policies protect against sudden and unexpected damage. This includes catastrophes such as water damage from broken pipes.

    But there are exceptions. Homeowners are expected to properly maintain the plumbing on their property. Your insurance company may try to argue that a pipe was deteriorating, and you had a chance to fix it before disaster struck. Then they’ll deny your claim.

    Refrigerators, dishwashers, washing machines and other units often come with a warranty that will pay for repairs when they fail. But warranties only cover the appliances, not the damage they cause when water seeps into your floors and walls.

    And if the damage happened after an unapproved technician worked on the appliance, it can void the warranty.

    Homeowner’s insurance might pick up the bill, but again it depends on what caused it, how bad the damage was, and what could have been done to prevent it.

    Take your insurance deductible into account. The repair may not be pricey enough for homeowner’s insurance to kick in at all.

    Plumbing problems can leave you wondering where to turn. Do you blame the pipes or an appliance? The plumber? A contractor? Do you file a defective plumbing lawsuit?

    Your best move is to find a professional water damage attorney who can sort out the intricacies of your case.

    At HNB, we pride ourselves on fighting for homeowners caught between a rock and a hard place—or in this case, a broken pipe and a pool of water.

    If you live in Cincinnati, Cleveland, Columbus, Dayton or anywhere in Ohio, call us today.

    Let’s get this mess sorted out and set things right.

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