You paid your mortgage. Or tried to. But the bank refused your payment or sent it back.
What’s going on?
They’re probably planning to foreclose on your home.
A missed payment months ago may have caused your mortgage to get more and more off track over time. Or perhaps the bank made a mistake in applying one or more of your payments.
It’s a mess. And it threatens to turn your life upside down.
Don’t hesitate to get a foreclosure defense attorney from the Horenstein, Nicholson & Blumenthal law firm to protect your rights so you can end the confusion and move on with your life.
When your home is suddenly under threat, you have options to fight back.
Our law firm doesn’t represent banks. We represent Ohio homeowners.
All you need to know is this: “Helping me, that’s HNB.”
Talk to HNB Talk to HNBHomeowners are often surprised when they get notice of a mortgage payment refusal.
If the mortgage company doesn’t think your payment will bring your account current, it doesn’t have to accept your money.
But maybe you’ve been paying your mortgage on time for months. The problem might have started with a missed payment long ago.
Here’s how it happens:
The 120-day rule is the reason you’ve been sending payments but not hearing from your bank that anything was wrong. They can only take action against you when you reach 120 days with a problem in your account.
You may still be able to fix this. It just isn’t easy. Foreclosure defense is a highly specific area of the law. You want an attorney who knows what to do in cases like this.
You can get the HNB legal team to evaluate your situation—and give you an idea of your options—for free.
Get My Free Case ReviewYou can get help understanding how your mortgage payments got off track.
When your mortgage has gotten tangled, you can look for an error by the bank to stop a foreclosure.
Or you can seek a loan modification to adjust your payments going forward.
If your problem is more complicated than the damage from one missed payment, these are more options for confronting a foreclosure:
A foreclosure attorney knows how to find mistakes by the bank, how to guide you through the sometimes lengthy loan modification process, and how to weigh all of your options.
Having your mortgage lender turn against you is intimidating. You don’t have to go through this alone.
Call HNB Now!Get HNB to help you find the best option for fixing the problem that prompted your mortgage payment refusal.
124 E. Third Street
Fifth Floor
Dayton, OH 45402
124 E. Third Street
Fifth Floor
Dayton, OH 45402
9435 Waterstone Blvd.
Suite 140-52
Cincinnati, OH 45249
38106 3rd Street
Willoughby, OH 44094
Disclaimer: Horenstein, Nicholson & Blumenthal publishes this website as a service to our clients and to the public for informational and advertisement purposes only. The materials contained within this website are not intended to and do not constitute legal advice…
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