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Ice Damage Lawyer in Ohio: Help with Homeowner’s Insurance Claims

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Did Your Home Suffer Winter Storm Damage? How to Recover Financially.

Ohio winters often include long periods of freezing temperatures where ice builds up around your home, threatening to do serious damage.

It can lead to frozen pipes that later burst. Heavy snow, sleet or ice can collapse your roof and ceilings. Ice buildup on an unseen leak can let water into your walls.

Water and freezing damage, including ice buildup, account for roughly one out of every four homeowner’s insurance claims in the U.S., making it one of the most common causes for home damage, according to the Insurance Information Institute. The average cost is more than $13,000 per claim.

Typical homeowner’s insurance in Ohio covers damage caused by ice, so you can get an insurance payment to repair your home a re-secure your life.

But insurance companies will look for ways to derail your insurance claim for ice damage.

If they think they have evidence that you didn’t properly maintain your house, they could deny you. They may say you didn’t address a leak you should’ve known about, or you should’ve replaced aging pipes or a deteriorating roof.

If you find yourself fighting with your insurance company because of damage caused by ice, you can get support from someone who makes it a fair fight.

Get in touch with an ice damage lawyer in Ohio who knows how to make insurance companies honor their promises.

At Horenstein, Nicholson & Blumenthal (HNB), we’ve been standing up to insurance companies for years. We’ve secured millions of dollars in payments for Ohioans who deserve financial relief.

Let’s get you out from under the damage ice has caused to your home. When temperatures drop, we want you to say, “Helping me, that’s HNB.”

Contact HNB  Contact HNB 

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    What Leads to Insurance Claims for Ice Damage?

    Ice is devious. When you’re inside your home and comfortable as the temperature drops outside, you may not notice right away what’s happening.

    Water expands when it freezes. When it gets into seams, cracks and gaps in your home’s exterior, the damage can quickly get inside.

    Ice dams are a common example. They form when snow melts on a roof only to re-freeze at night. Ice can build up where your roof meets your gutter, preventing water from properly draining. And it finds ways to seep into your home.

    Freezes can also damage pipes by expanding the water inside them, causing them to burst. Water getting into your home leads to toxic mold and mildew.

    Power lines downed by heavy ice can also be covered by insurance. It’s good to be familiar with the fine print of your agreement to know for sure. Or to be really sure what should be covered, have a homeowner’s insurance ice damage lawyer take a look.

    Winter storm damage is familiar to everyone who has weathered an Ohio winter.

    HNB Law handles claims every year when homeowners need help getting insurance companies to pay fairly and timely.

    If you live in Cincinnati, Cleveland, Columbus, Dayton or anywhere in Ohio, we can assess your ice damage claim free of charge.

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    How To Start Your Ice Damage Insurance Claim

    Ice presents a variety of problems. Some are covered by homeowner’s insurance. Sometimes insurance companies refuse to pay.

    If ice causes your roof to collapse or creates a gap that lets water get into your house, insurance should cover the damage. If ice chunks fall from your roof and damage a fence or a car, this may not be covered. Consult with an ice damage lawyer.

    Once ice damage has occurred, first document what you find. Take pictures and thorough notes.

    Contact your insurance company. Don’t wait too long. Ohio has time limits to file a claim. A delay may result in denial.

    Be careful what you say to the insurance company. Work with your homeowner’s insurance claim lawyer to prevent the insurer from putting you off or using your words against you.

    Have a reputable adjuster examine your damage. They can create a report that the insurance company will accept. They can also find damage not visible at first glance.

    Get several estimates on the repairs. The insurance company will want to know what it will cost. If you go forward with repairs, save your receipts. You may be entitled to reimbursement under your policy.

    If the insurance company makes a low-ball offer or denies your claim, don’t give up. Give HNB a call and we can review your case and give you options to pursue payment after all.

    HNB’s attorneys pride themselves on helping neighbors in Ohio recover from the aftermath of severe winter storms.

    We hold insurance companies to the promises they made when you purchased insurance.

    We’ve helped thousands of Ohioans get back on their feet after damage and losses, and we can be there for you.

    Call HNB Today  Call HNB Today