Benefits You Can Get with Help from Our Disability Attorneys in Ohio
Social Security runs two major disability benefits programs: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).
People often mix them up. These are the key differences between SSDI and SSI:
- SSDI covers you when you’ve worked a substantial amount and paid Social Security taxes. It’s insurance for a health setback, not free money.
- SSI covers you when your income and financial means, like investments and property, are below certain levels. You don’t need a work record to qualify for SSI.
How much does disability pay? It’s different for SSDI and SSI.
SSDI sends monthly checks calculated using your past earnings. SSI pays a standard amount set by the government for everyone, but your amount goes down if you have other kinds of benefits or income.
SSDI gets you into Medicare after a waiting period. That can be life-changing, getting your health care covered before you reach the retirement age for Medicare. Getting SSI also qualifies you for Medicaid.
SSDI benefits cover a few kinds of people:
- Workers who must leave their jobs because of major health problems
- Adult children with disabilities whose parents have Social Security-eligible work records (disabled adult child benefits)
- Widows or widowers with disabilities whose spouses had qualifying credits with Social Security before they died (survivor benefits)
SSI also helps a few kinds of people:
- Adults with disabilities, limited finances and little work history
- Children with disabilities and their families (children’s SSI)
- People over 65 who meet the financial requirements for SSI
- People with blindness and qualifying finances
Trying to determine which disability benefits you may be able to secure? Talk to the Ohio SSDI and SSI lawyers at HNB for a FREE DISABILITY CLAIM CONSULTATION.
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