Benefits You Can Get with Help from Our Disability Attorneys in Ohio
Social Security runs two major disability benefits programs: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).
People often mix them up. These are the key differences between SSDI and SSI:
- SSDI covers you when you’ve worked a substantial amount and paid Social Security taxes. It’s insurance for a health setback, not free money.
- SSI covers you when your income and financial means, like investments and property, are below certain levels. You don’t need a work record to qualify for SSI.
How much does disability pay? It’s different for SSDI and SSI.
SSDI sends monthly checks calculated using your past earnings. SSI pays a standard amount set by the government for everyone, but your amount goes down if you have other kinds of benefits or income.
SSDI gets you into Medicare after a waiting period. That can be life-changing, getting your health care covered before you reach the retirement age for Medicare. Getting SSI also qualifies you for Medicaid.
SSDI benefits cover a few kinds of people:
- Workers who must leave their jobs because of major health problems
- Adult children with disabilities whose parents have Social Security-eligible work records (disabled adult child benefits)
- Widows or widowers with disabilities whose spouses had qualifying credits with Social Security before they died (survivor benefits)
SSI also helps a few kinds of people:
- Adults with disabilities, limited finances and little work history
- Children with disabilities and their families (children’s SSI)
- People over 65 who meet the financial requirements for SSI
- People with blindness and qualifying finances
If you’re a military veteran, you should also know that you can receive Social Security Disability benefits and veterans’ disability at the same time.
Trying to determine which disability benefits you may be able to secure? Talk to the Ohio SSDI and SSI lawyers at HNB for a FREE DISABILITY CLAIM CONSULTATION.
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