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Home / Laurie Ruscillo
“During a very difficult time, there was compassion and a truly dedicated effort from the staff for a favorable outcome with a disability claim from the Social Security Administration.”
When a Work Injury Makes an Old Problem Much Worse Key Takeaways: In Ohio, a substantial aggravation of a pre-existing condition occurs when a work injury meaningfully worsens an existing health problem, compensable under R.C. § 4123.01(C)(4) only when documented by objective diagnostic findings, objective clinical findings, or objective test results, not subjective pain complaints alone. Ohio’s no-fault system means having a bad back, arthritic joints,…
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How the MCS-90 Endorsement Truck Accident Protection Actually Works The endorsement is a promise made to the public, not just to the insured carrier. Under 49 CFR 387.15, the insurer agrees to pay any final judgment recovered against the insured for public liability arising from negligent operation of motor vehicles, up to the applicable minimum limit. Because the obligation runs to the public, courts have held…
READ MORE
Why Ohio’s Safety Violation Deadline Moves Faster Than Most Injured Workers Expect Key Takeaways: A VSSR (Violation of a Specific Safety Requirement) award is an additional payment of 15 to 50 percent of maximum weekly compensation, paid by the employer on top of regular Ohio workers’ compensation benefits. For injuries on or after September 15, 2020, H.B. 81 shortened the filing window to one year from…
READ MORE
Understanding Compensation for Lasting Work Injuries in the Miami Valley Key Takeaways: A permanent partial disability (PPD) award in Ohio compensates a Dayton worker for a lasting, measurable impairment that does not completely prevent them from working. Governed by Chapter 4123 of the Ohio Revised Code, eligibility begins with being a covered employee, which includes most hourly and salaried workers. PPD awards are calculated from objective…
READ MORE
Understanding Maximum Medical Improvement After a Dayton Work Injury Key Takeaways: In Ohio workers’ compensation claims, maximum medical improvement (MMI) is the point where your treating physician determines your work-related condition has stabilized and no further significant improvement is expected, as defined under Ohio Admin. Code 4121-3-32(A)(1). Reaching MMI does not automatically end your care or close your claim, but it can serve as grounds to…
READ MORE
Understanding the Hidden Danger of Truck Blind Spots on Dayton Roads Key Takeaways: The no-zone is the set of blind spot areas at the front, back, and both sides of a large truck where a smaller vehicle disappears from the driver’s view, creating a core hazard on Dayton roads like I-75 and U.S. 35. The right side is the largest blind spot and the rear leaves…
READ MOREUnderstanding Your Rights After a Hit-Skip Crash in the Miami Valley Key Takeaways: A hit and run injury claim under Ohio law allows Dayton victims to seek compensation after a driver flees, primarily through their own uninsured motorist (UM) coverage, since Ohio treats a fleeing driver like an uninsured one. Recovery remains possible even when the driver is never identified, provided independent corroborating evidence such as…
READ MORE
“During a very difficult time, there was compassion and a truly dedicated effort from the staff for a favorable outcome with a disability claim from the Social Security Administration.”
When a Work Injury Makes an Old Problem Much Worse Key Takeaways: In Ohio, a substantial aggravation of a pre-existing condition occurs when a work injury meaningfully worsens an existing health problem, compensable under R.C. § 4123.01(C)(4) only when documented by objective diagnostic findings, objective clinical findings, or objective test results, not subjective pain complaints alone. Ohio’s no-fault system means having a bad back, arthritic joints,…
READ MORE
How the MCS-90 Endorsement Truck Accident Protection Actually Works The endorsement is a promise made to the public, not just to the insured carrier. Under 49 CFR 387.15, the insurer agrees to pay any final judgment recovered against the insured for public liability arising from negligent operation of motor vehicles, up to the applicable minimum limit. Because the obligation runs to the public, courts have held…
READ MORE
Why Ohio’s Safety Violation Deadline Moves Faster Than Most Injured Workers Expect Key Takeaways: A VSSR (Violation of a Specific Safety Requirement) award is an additional payment of 15 to 50 percent of maximum weekly compensation, paid by the employer on top of regular Ohio workers’ compensation benefits. For injuries on or after September 15, 2020, H.B. 81 shortened the filing window to one year from…
READ MORE
Understanding Compensation for Lasting Work Injuries in the Miami Valley Key Takeaways: A permanent partial disability (PPD) award in Ohio compensates a Dayton worker for a lasting, measurable impairment that does not completely prevent them from working. Governed by Chapter 4123 of the Ohio Revised Code, eligibility begins with being a covered employee, which includes most hourly and salaried workers. PPD awards are calculated from objective…
READ MORE
Understanding Maximum Medical Improvement After a Dayton Work Injury Key Takeaways: In Ohio workers’ compensation claims, maximum medical improvement (MMI) is the point where your treating physician determines your work-related condition has stabilized and no further significant improvement is expected, as defined under Ohio Admin. Code 4121-3-32(A)(1). Reaching MMI does not automatically end your care or close your claim, but it can serve as grounds to…
READ MORE
Understanding the Hidden Danger of Truck Blind Spots on Dayton Roads Key Takeaways: The no-zone is the set of blind spot areas at the front, back, and both sides of a large truck where a smaller vehicle disappears from the driver’s view, creating a core hazard on Dayton roads like I-75 and U.S. 35. The right side is the largest blind spot and the rear leaves…
READ MOREUnderstanding Your Rights After a Hit-Skip Crash in the Miami Valley Key Takeaways: A hit and run injury claim under Ohio law allows Dayton victims to seek compensation after a driver flees, primarily through their own uninsured motorist (UM) coverage, since Ohio treats a fleeing driver like an uninsured one. Recovery remains possible even when the driver is never identified, provided independent corroborating evidence such as…
READ MORE
220 E. Monument Ave.
Suite 305
Dayton, OH 45402
9435 Waterstone Blvd.
Suite 140-52
Cincinnati, OH 45249
38106 3rd Street
Willoughby, OH 44094
220 E. Monument Ave.
Suite 305
Dayton, OH 45402
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